• Level 30, The Leadenhall Building, 122 Leadenhall St, London EC3V 4AB, Regno Unito
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Banking

DEMETRA BAAS

Different Types of Bank Accounts

Joint Current Account

Financial accounts jointly are great for couples who want to share financial management responsibilities.

Student Account

A current account may be the most suitable option for your children in college if you want to schedule their expense

Children’s accounts

Opening a bank account for children may help your child develop a greater sense of financial independence and a better understanding of the value of money.
DEMETRA BAAS

Different Types of Saving Bank Accounts

Should I put my money away in savings or invest it?
It is a matter of personal preference and how you weigh the potential risks against the possible rewards when deciding whether to save or invest your money.
The most secure choice is typically to open a savings account. You can determine the return you will receive and the length of time you will keep your money to further boost its value.
In general, investments are associated with a higher level of risk. The value of your assets can decrease as well as increase. At Demetra, we don’t offer Investment Account
DEMETRA BAAS

Different Types of Business Bank Accounts

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Our business bank account is a type of bank account developed expressly to assist businesses in managing their money. It is designed to keep personal and business transactions separate.
In addition to providing vital banking services, it simplifies life by managing cash flow, filing tax returns, and auditing financial transactions. When you want to expand your business and need to swiftly provide evidence of your company’s performance, specific business banking statements can also help document your business strategy.
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Our Advantages are Secure and Certified Systems

3-D Secure
3-D Secure transaction confirmation of Internet environment security
Card Security
PCI DSS compliant security standard platform by PCI DSS v3.2 standard
2-Factor authentication
2-step verification process for increased user security
Your CC data is never stored
We do not store any personal sensitive data that could be compromised
Requirements

World Opportunities Fund

Prepaid products must be ordered by a person aged 18 or over. On registration we will send you a link via email to access your account. On completion of the online verification and ordering, your card will be dispatched within 5 business days.

Frequently Asked Questions

What is a Business Loan?
What is a Business Loan? A business loan is an unsecured form of credit designed to fund the various capital needs of a business. Using different types of business loans, companies can scale new heights with increased manpower, advanced equipment, and faster turnaround time.

Here’s why our Business Loan is the perfect match for you:

  • We don’t ask for any security or guarantor for our Business Loan
  • You get the flexibility of choosing from business loan repayment options
  • For our existing customers, we regularly provide exclusive pre-approved offers on business loans
  • Convenient Online access to all details regarding your business loan.
  • We offer unsecured business loans up to € 30.000
  • We seek minimum documentation
  • We give you quick online approval once you share the minimum documents we need

Business loans are available to both professionals and non-professionals that are self-employed.  are highly competitive and are typically approved quickly. The following types of companies can secure business loans 

  • Sole proprietorship
  • Partnership firm
  • Private limited companies
  • Closely-held public limited companies
  • Societies
  • Trusts
  • Hospitals, nursing homes, diagnostic centres, pathological labs

A typical structure of a business loan involves a lending institution extending capital to a business owner, for which interest is charged. The business owner must pay back the business loan amount along with the applicable interest, in the form of Equal Monthly Instalments (EMIs), over a predetermined period of time known as loan tenure.

Three core components make up a business loan –

  • Principal amount – Also known as the loan amount, the principal is the sum of money a business owner borrows from a lending institution.
  • Rate of interest – The rate of interest is the cost of borrowing the business loan, generally expressed as a percentage of the principal amount. This is the amount that you need to pay in addition to the principal loan amount.
  • Loan Tenure – The tenure is the period for which the business loan is borrowed. Business loan tenure is calculated from the date of first disbursement till the date of payment of the final disbursement.

A typical structure of a business loan involves a lending institution extending capital to a business owner, for which interest is charged. The business owner must pay back the business loan amount along with the applicable interest, in the form of Equal Monthly Instalments (EMIs), over a predetermined period of time known as loan tenure.

Three core components make up a business loan –

  • Principal amount – Also known as the loan amount, the principal is the sum of money a business owner borrows from a lending institution.
  • Rate of interest – The rate of interest is the cost of borrowing the business loan, generally expressed as a percentage of the principal amount. This is the amount that you need to pay in addition to the principal loan amount.
  • Loan Tenure – The tenure is the period for which the business loan is borrowed. Business loan tenure is calculated from the date of first disbursement till the date of payment of the final disbursement.

To avail a business loan, one must ideally have a Transunion, Equifax or Experien score of 700 or above. The same is true for both self-employed professionals such as doctors and engineers as well as self-employed non-professionals such as suppliers or manufacturers.

Transunion, Equifax or Experien or credit score plays a huge role in determining Business Loan eligibility. Since a company’s

Transunion, Equifax or Experien score is its credit footprint, it enables lenders to know the timely repayment ability of the business loan applicant.

Business loans are typically short-term loans. Though may differ from lender to lender, most lending institutions extend business loans for a tenure ranging from 12 months to 36 months.

Lending institutions offer different types of business loans, designed to meet specific needs. They are as follows –

  • Machinery loans – Machinery loans are designed exclusively to meet the expansion needs of businesses via the purchase of advanced machinery and equipment.
  • MSME/SME loans – Designed to encourage the growth of small and medium-sized business enterprises, MSME/SME loans is a credit facility that can be availed for purchasing equipment, meeting operational expenses, and upgrading infrastructure.
  • Business loans for women – These loans are extended to women business owners to help them expand their business and push them towards financial independence.
Multi-Currency IBAN
Accept Payments with an immediate currency conversion
Security & Availability
Greater Protection of Funds. with no risk of bankruptcy
Real Time Monitoring
Card linked directly to your IBAN account with immediate access
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Enjoy higher incoming and outgoing transaction limits
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Quick Contact

  • +1 (825) 579-0736
  • +44 20 3290 3750
  • info@demetrabaas.com
  • 501 Silverside Rd Wilmington, DE 19809 USA Level 30, The Leadenhall Building, 122 Leadenhall St, London EC3V 4AB, United Kingdom

About

DEMETRA BAAS is a Brand Name of DEMETRA FINANCIAL GROUP incorporated in United Kingdom with Paid Up Share Capital 10,000,000,00 GBP and subsidiaries of FGV CAPITAL INC – CANADA and DEMETRA HOLDING GROUP USA Paid up Share Capital 10.000.000,00 USD. 

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